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View Poll Results: How much debt do you own?
$0-1k 65 16.84%
$1k-10k 126 32.64%
$10k-15k 30 7.77%
$15k-25k 34 8.81%
$25k-40k 39 10.10%
I'm debt free baby! 92 23.83%
Voters: 386. You may not vote on this poll

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Old 09-24-2008, 08:45 AM   #31
noshow
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22, 12k in debt..
had to buy a civic 4dr when my 240 spun a bearing and blew the head gasket.
its always that unexpected shit.
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Old 09-24-2008, 09:22 AM   #32
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about 20k in debt (my car). at one point i had 15k in credit card debt but i finally paid that shit off and cut up all my credit cards. cash or nothing now.
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Old 09-24-2008, 09:41 AM   #33
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about 6 k in cards and 6 k in school, so far.
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Old 09-24-2008, 11:25 AM   #34
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I'm about 6k indebt. Maxing out a credit card for car parts always seems like a good idea at the time haha
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Old 09-24-2008, 11:43 AM   #35
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5K loan for bike
6K in CC's
110K in the house.

Net worth should be well into positive by the end of the year.
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Old 09-24-2008, 11:46 AM   #36
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Man all of you guys with credit card debt should make a plan and pay that shit off as quick as possible. 15-30% adds up quick, a buddy of mine racked up $55k in debt by the time he was 22, he's just now digging out of the hole after 6 years of Ramen noodles and driving a Geo.
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Old 09-24-2008, 12:31 PM   #37
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310k Mortgage for 40 fricken years.
16k '03 silverado
5k '90 180SX
3k credit card.

Only 21. life sucks....
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Old 09-24-2008, 12:36 PM   #38
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the key to it all is, and i know im only 22 and saying this but being responsible and putting off that turbo, intercooler, or new block etc. until you actually have the money
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Old 09-24-2008, 12:38 PM   #39
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Quote:
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Man all of you guys with credit card debt should make a plan and pay that shit off as quick as possible. 15-30% adds up quick, a buddy of mine racked up $55k in debt by the time he was 22, he's just now digging out of the hole after 6 years of Ramen noodles and driving a Geo.
Its always so easy to get yourself in debt but hard as hell to get out. Just the way credit card companies like it. I recommend you guys see the credit card documentary called Maxed Out. It documents the cruel reality of credit card companies and the collectors who will stop at nothing to make you pay your debt.
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Old 09-24-2008, 12:40 PM   #40
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the key to it all is, and i know im only 22 and saying this but being responsible and putting off that turbo, intercooler, or new block etc. until you actually have the money
True. Very few people, not just Americans enjoy the benefits of delayed gratification.

I have consistently held back from buying expensive cars and buying a house because I don't want to commit myself to a standard of living that is not easily kept up when the economy slouches. Good thing, now I'm married and back in school but I didn't have to really change anything other than I haven't finished my S13 that I planned on having done in Feb. :P
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Old 09-24-2008, 01:02 PM   #41
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I'm 23 with about 21k in CC and Loans, plus another 20k in more student loans.
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Old 09-24-2008, 02:02 PM   #42
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no debt but only because my school is totally getting covered by grants =)...thank god my mom only made an accumulated 18k in the past two years =/
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Old 09-24-2008, 03:04 PM   #43
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5.2K and that is to finish my school loans!!!!!!!!!!!!!!!!!!!!!!!!
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Old 09-24-2008, 03:06 PM   #44
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Quote:
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no debt but only because my school is totally getting covered by grants =)...thank god my mom only made an accumulated 18k in the past two years =/
so take school seriously and get it done then help your moms with some dough once it starts rolling in!
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Old 09-24-2008, 03:28 PM   #45
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450k - Mortgage
13k - 04 Mitsubishi Endeavor
10k - 01 Lexus GS300
5k - Credit Cards
10000000k - baby

Only 23, on the bright side my LS1 RX7 is paid for.
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Old 09-24-2008, 04:39 PM   #46
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car payments = debt... technically. so i have over 10k left on that.

without car payments, im $2600 in the hole to my dad.
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Old 09-24-2008, 04:41 PM   #47
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34,
All debt = $9900.00.

Net worth is well into the positive however. I started saving at 23. A little bit here and there adds up exponentially. Money Market CDs and the 401K/Roth iras have done us well. Start saving now kiddies. You'll be my age before you know it.
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Old 09-24-2008, 04:43 PM   #48
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0-1K but when I am out of school the little number will be about 100K. UGH!
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Old 09-24-2008, 05:01 PM   #49
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21, Roughly 9-10k or so between school loans, IS300, motorcycle, and a little bit of CC debt. Nothing bad though I think.

With the motor build on my S14 about to commence, I won't be more in debt just mo broke. I plan to build the motor with all cash or nothing. I would hate to blow it up again and still owe on it .

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Old 09-24-2008, 08:13 PM   #50
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19 and no debt. I own the S13 and I've got a full ride to my University. Woo.
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Old 09-24-2008, 08:44 PM   #51
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5-6k in cc debt
around 50k in car financing debt.

could be a lot worse.
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Old 09-24-2008, 11:17 PM   #52
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I owe a friend $30
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Old 09-24-2008, 11:28 PM   #53
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That poll doesn't go high enough for those of us with mortgages.=)
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Old 09-25-2008, 02:27 AM   #54
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6k in debt. "personal" expenses
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Old 09-25-2008, 08:00 AM   #55
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31yrs old
89k mortgage
12k '07 searay ski boat
2k credit card debt.
$0 '95 240sx
$0 '00 f150
$0 '93 ford ranger show truck made Minitruckin Magazine last summer
$0 '02 windstar wifes kiddie wagon
$0 '86 olds 442
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Old 09-25-2008, 08:08 AM   #56
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Debt free.

21 years old.

I hustle for that change to pay for school each semester.

I'll probably take out a student loan to get my M.B.A. if I go back to The University of Tennessee.

That's the reason for non-baller wheels at them moment.
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Old 09-25-2008, 08:29 AM   #57
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I never understood why people go into debt to buy car parts. If I couldn't afford it, I didn't buy it! Simple!
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Old 09-25-2008, 11:14 AM   #58
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I owe a friend $30
I feel your pain.
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Old 09-25-2008, 12:02 PM   #59
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I try to live 100% debt free.
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Old 09-25-2008, 12:29 PM   #60
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25k in student loans - Graduated.
10K CC
13K Personal Loans

I made a mistake of getting a 10K Cashcall loan a few years ago. Interest on it was like 38 percent. I was doing mortgage loans back then, figured it pay it off in a month. didnt happen. I paid them 10k in payments for 2 years, still owed 9K. Then paid that right off by getting a personal loan recently*

Debt sucks. Atleast my 240 is debt free.
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