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View Poll Results: How much debt do you own?
$0-1k 65 16.84%
$1k-10k 126 32.64%
$10k-15k 30 7.77%
$15k-25k 34 8.81%
$25k-40k 39 10.10%
I'm debt free baby! 92 23.83%
Voters: 386. You may not vote on this poll

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Old 09-25-2008, 12:42 PM   #61
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20, and debit free
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Old 09-25-2008, 12:49 PM   #62
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6k in debt. "personal" expenses
3k for me
credit card
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Old 09-25-2008, 01:34 PM   #63
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debt free

dont own a credit card

pay for shit with cash.

unless owing money for a ticket counts as debt, in which case i am 120 doll hairs in the hole.
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Old 09-25-2008, 02:02 PM   #64
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$3,000 or so.

The IRS sent me a letter for $300.00 recently
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Old 09-25-2008, 02:16 PM   #65
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passing 25k this year with student loans! and i still got more years about 2-3! and I'm a junior! woo for social studies, secondary education degree
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Shit is hot. I repeat, this shit is hot. Fuckin makes your car look like its from Japan land. Anybody want this thing? Its painted OEM black so it looks satanic.
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Old 09-25-2008, 02:57 PM   #66
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for the people in alot of debt. i was in debt 15k with just credit cards, i ended up going through credit counseling where they talk to all your credit cards and get them to lower the interest rate by alot(one of my cards was 24% and they got it to 7%) and they will set you up with one payment a month. it worked great for me. i will be all paid off in about 5 month and my credit score was over 750 when i bought my new car so i doubt it hurts your credit. if you would like more info about this PM me. it helped me a bunch.

BTW i am in no way connected to this company, they just helped me alot.
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The 240sx is a budget sports coupe. The car comes stock with a tow hook.
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Old 09-25-2008, 04:56 PM   #67
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Consolidation is one way however it can screw you up if your not careful. Good to hear your'll be debt free in a few months but for how long? It sure is tempting to buy stuff when you have a good credit score.
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Old 09-25-2008, 06:24 PM   #68
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there's nothing for 40k+? lol right now i'm like 26k in debt (student loans) but with interest raping me up the ass, i'm going to end up paying up a total of at least 40k+.
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Old 09-25-2008, 08:05 PM   #69
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Consolidation is one way however it can screw you up if your not careful. Good to hear your'll be debt free in a few months but for how long? It sure is tempting to buy stuff when you have a good credit score.

i have no credit cards, and i really havent used any for 5 years(how long it too to pay off) so ive basically weened myself form credit cards. oh yeah and self control.
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The 240sx is a budget sports coupe. The car comes stock with a tow hook.
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Old 09-26-2008, 09:28 AM   #70
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1500 and running
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Old 09-26-2008, 11:04 AM   #71
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Graduated college completely debt free in 01 w/ a 95 S14 that was all paid off.

Fast forward to today...I'm getting ready to turn 29 and I'm in the hole on a mortgage $90k, and about $20k in loans/credit cards, but my LS1 swapped S14 and 99 Q45 are both paid off.

WTF? I have a Finance degree too...haha. Guess I need to learn how to live within my means or get some roommates.
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Old 09-26-2008, 11:11 AM   #72
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I have like 8k left on my car

4k left on school which is in collections cause the school magically kept $2000 of my payments and I told them in not paying a penny more till they give me credit for it

2k between three credit cards
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Old 09-30-2008, 02:37 AM   #73
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I'm in the green, but I'm on my first year of college so... prob won't last long!
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Old 09-30-2008, 05:59 PM   #74
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23 and Debt free. Positive $25,000 in the bank. But am house shopping so I can say goodbye to that soon!
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Old 09-30-2008, 07:17 PM   #75
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im only down about 2000 for my car
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Old 09-30-2008, 10:54 PM   #76
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$380k left on the house, but it's 4.25 % fixed and tax deductible.
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Old 09-30-2008, 11:46 PM   #77
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i've got zero debt.

busted my ass in high school and got scholarships to pay for it all. i actually MAKE money every semester. I don't plan on going into debt anytime soon, either.
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Old 10-01-2008, 07:21 AM   #78
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Im 20 and have about 15k on a loan for an enclosed trailer. Atleast theres no college loans to mess with.
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Old 10-15-2008, 10:58 PM   #79
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bought 7k, 6500 to my parents and ~400 on my CC
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Old 10-15-2008, 11:01 PM   #80
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bought 7k, 6500 to my parents and ~400 on my CC
340k for the mortgage, 60k for truck payments, 240 is paid! 24..
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Old 10-17-2008, 09:55 PM   #81
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26k and i still dont give a fuc* !
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Old 10-18-2008, 05:50 AM   #82
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Finished paying the mortgage off so zero debt, thank god with the things are going right now!
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Old 10-20-2008, 06:28 PM   #83
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20 and dept free

but not for long probably gonna sell my car and get a new one.
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Old 10-20-2008, 06:53 PM   #84
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$300 buxks for my first credit card
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Old 10-20-2008, 07:37 PM   #85
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debt free.. I try not to spend anything I cant pay back within the month.. for now.
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Old 10-20-2008, 09:08 PM   #86
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That poll doesn't go high enough for those of us with mortgages.=)
Or student loans for professional school. Probably about $150k for me when I'm done, obama better not cut doctor pay that much.
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Old 10-20-2008, 09:14 PM   #87
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wow.. the number of you guys with thousands of $$ debt is staggering

i stick to my debit card so i only spend whats in my bank account but i can see how that gets difficult when you have a home mortgage to pay for..

idk what i'll do by the time i need to purchase a house if i wanna stay out of debt.. i dont think its possible in this country.. unless your from the ballin upper class i guess
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Old 10-20-2008, 10:49 PM   #88
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around 20k I think. Fuck wyotech, that's all I gotta say. I'm 22.
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Old 10-21-2008, 12:46 AM   #89
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bout $20k on my truck
around $4k in credit cards
Track car is 100% mine. I can't see how people can put car parts on credit. Then again, i do have bills for shit I shouldn't have gotten. I guess its cuz when i buy car parts i know it will probably break on the track and i will hate paying for it later. I dont live by the stupid saying "you only live once" when it comes to money, but I do like the choices i've made and wouldn't go back on any of them. I feel that getting some debt and staying on top of it helps you grow a little bit. I fucking hate friends that go to school and can't manage their money cuz they get everything handed to them. Like even in this thread some of you say you owe your parents money. Like damn, i wish i could owe my parents money, but they never had it in the first place lol. This thread makes me want to pay off my credit cards tho lol.
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Old 10-21-2008, 01:19 AM   #90
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SO MUCH DEBT !!!!!!!!!!!! whats going on with you guys!! I hate having to owe 50$ in my credit card
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