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The multi-car discount has to do with the fact that you have two cars, not that you are paying full price for both of them. Don't make them fool you into thinking that you have to pay for both to get the discount.
It might only save you $20 - $30 a month, but it's still something. Why pay extra for a car that is not being driven. That's like paying for a car that's totaled.
In either case, good luck.
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