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In Insurance point of view, if the damage is equal or greater than half of what the car is worth, it's a total loss.., you can fix the frame to a certain point. But t boned cars are a lot of money to fix... if the car is worth it to you, you can do like your buddy and tube it and try and get it as straight as possible... but you have to consider it's now prob not going to be as safe on the street
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